Empire ONE Federal Credit Union
We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success. In short, we’re dedicated to helping you Bank SMARTER and Live BETTER.
Empire ONE Federal Credit Union was founded in 1935 as Buffalo Postal Community Federal Credit Union to provide quality financial services to members who share our common bond. We are a non-profit organization, owned and operated by our members. Our Board of Directors is elected by the members and represent you as the policy-making body of the credit union. The name of the credit union was changed in 2012 to Buffalo Community Federal Credit Union to better express our ability to serve all of Erie County. In 2015, we became Empire ONE Federal Credit Union to serve the financial needs of everyone who lives, works, goes to school or worships in Erie County, New York.
The credit union difference
Credit unions, like Empire ONE, are cooperative, not-for-profit financial institutions organized to promote thrift and provide credit to members. They are member-owned and controlled through boards of directors who are elected by the membership. Board members serve on a volunteer basis and may hire a management team to run the credit union. Boards also establish and revise policy, set dividend and loan rates and direct certain operations. The result is a safe, secure financial institution that puts members first. Like all credit unions, Empire ONE exists to benefit our members, not to make a profit.
Credit unions are owned by their members, unlike most financial institutions that are owned by stockholders whose primary goal is making a profit. Each member owns a “share” of the credit union and is entitled to vote on important issues, such as the election of member representatives who serve on the board of directors.
Empire ONE will be closed on the following holidays:
- New Year’s Day
- Martin Luther King Day
- Presidents’ Day
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Eve—All branches will close at noon.
- Christmas Day
Empire ONE newsletter
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