Credit For Virtually Any Need
An Empire ONE Lifestyle Loan lets you borrow up to $25,000 for virtually any need that arises. This is an unsecured personal loan—meaning it isn’t secured by collateral that you own; it’s supported by your credit worthiness. Rates are competitive and are based on your term. Choose the loan that best fits your budget with terms available up to 72 months.
A fully or partially secured loan uses money you have on deposit with the credit union as collateral for your loan and your rate is tied to the current dividend rate on your Savings (Share) account or Certificate (Share Certificate) at the time of application. You’ll still earn full dividends on the money in the account used as collateral, so your savings stay on track. It’s a great way to put your money to work for you.