Online Banking

24/7 online banking that fits your lifestyle

As an Empire ONE FCU member, you’ll enjoy Free Online Banking services through our Virtual Branch to help make your financial life more convenient. Simply log in to:

  • View your account history and check your balances
  • Find out if checks, transfers and other transactions have posted
  • Transfer money between your Empire ONE accounts or to another Empire ONE member
  • Pay your bills by setting up recurring and one-time payments with free Online Bill Pay
  • Access our Account-to-Account service1 to safely and easily transfer funds between your Empire ONE account and accounts at other financial institutions2
  • Apply for a loan
  • View eStatements
  • Set up text alerts3
  • Download our Mobile Banking app4, Touchbanking, so you can access your accounts from your smartphone5.  Just enter code: GoMobile1277

Free Online Bill Pay

Make recurring or one-time payments to virtually any merchant in the U.S. that accepts electronic payments through the Empire ONE Virtual Branch. Bill Pay cannot be used to make tax payments or payments for other government obligations, such as court directed payments and transfers between your accounts.

Scheduling payments. Bill Pay begins processing all payments scheduled for each business day at approximately 2:00 p.m. ET. If you need to schedule, change or delete a payment for that day, you MUST do so PRIOR to 2:00 p.m. ET. When you are scheduling a payment, please remember that the date MUST be 5 business days PRIOR to the payment due date. Bill payments do NOT process on weekends or holidays.

Heavy site traffic. You may experience heavy site traffic on Fridays or at the beginning and end of the month. Please be patient. Delays are short-lived, and you can typically retry your transactions in about 20 minutes.

Questions? We’re here to help. Contact us using the secure email within the Virtual Branch or call your local branch.

Sign up for Virtual Branch

1Currently only available through our Virtual Branch service, not available through Mobile Banking channels
2With our Account-to-Account service, there is no fee for transferring funds from outside financial institutions into the credit union. There is a $3.00 fee for transfer from the credit union to outside financial institutions.
3Your mobile service provider may charge fees for text messaging sent to/from your mobile phone. Please check with your service provider for details on specific fees and charges that may apply.
4Downloadable apps are currently available for iPhone and most Android phones only
5Your mobile service provider may charge fees for data sent to/from your mobile phone. Please check with your service provider for details on specific fees and charges that may apply.

You can now pay your loan from another financial institution. Loan Pay