Direct Deposit & Payroll Deduction

The fastest, most convenient way to deposit money

No one wants to take extra time out of a busy day to cash a payroll check or make a bank deposit. Empire ONE’s convenient Direct Deposit and Payroll Deduction services save you time and trouble, ensuring your money is where you need it to be—exactly when you need it to be there.

Direct Deposit

You can arrange to have your payroll, Social Security and other government checks paid directly into your Empire ONE Checking (Share Draft) account with Direct Deposit. You’ll have instant access to your money and you’ll reduce the risk of lost or stolen checks. Direct and timely deposits also help minimize the chance of overdrafts.

Talk to your employer about signing up for Empire ONE Direct Deposit. You’ll likely need to provide a voided check or deposit slip, and you may need to supply our Routing and Transit number: 222079466. Then, for truly hassle-free banking, download our free Mobile Banking app or use our Virtual Branch to access free Online Banking and Bill Pay.

Payroll Deduction

Payroll Deduction is a great way to build your savings on a regular basis or make loan payments. Once you’ve established Direct Deposit, it’s easy to arrange for a portion of your pay to be transferred into your Savings (Share) account or applied as a payment on an Empire ONE Loan or Visa® credit card. Call or visit your local branch to find out more.

You can now pay your loan from another financial institution. Loan Pay