Purchase a new home or tap into your existing equity for low-cost credit

Mortgage Loans

Whether you’re financing your dream home, purchasing a vacation home or refinancing an existing mortgage to lower your payments, Empire ONE has a mortgage loan to meet your needs. We offer fixed rate and adjustable rate mortgage (ARM) loans with flexible terms to help fit your budget.

Contact a representative at any of our branch locations for current rates and loan options. Or schedule an appointment to pre-qualify for your mortgage and find out how much you can qualify to borrow. Click here for a check list of documents and information you’ll need.

Housing Counselors

Housing Counselors are available to provide advice on home buying, renting, defaults, foreclosures and credit issues at little or no cost to you. Located throughout the country, these independent counselors are approved by the U.S. Department of Housing and Urban Development (HUD) and offer confidential advice about whether a particular set of mortgage loan terms is a good fit, based on your objectives and circumstances. Click here to find a HUD-approved Housing Counselor near you.