Rates

Savings Rates - Effective Tuesday, June 30, 2020
APYMinimum
Deposit		Minimum
Balance
REGULAR SAVINGS0.100%$0.00$500.00
SECONDARY SAVINGS0.100%$0.00$500.00
HOLIDAY CLUB0.100%$0.00$500.00
MONEY MARKET0.150%$0.00$2,500.00
MONEY MARKET0.200%$0.00$10,000.00
MONEY MARKET0.250%$0.00$25,000.00
MONEY MARKET0.300%$0.00$50,000.00
CHECKING0.000%$0.00$0.00
STUDENT CHECKING0.000%$0.00$0.00
IRAS0.100%$0.00$500.00

Loan Rates - Effective Wednesday, December 2, 2020
Loan TypeRates as low asTerms/Information
Personal LOAN5.490%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
HOLIDAY LOAN2.990%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
NEW AUTO LOAN2.250%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
USED AUTO LOAN3.250%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
BOAT LOAN3.750%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
ATV/SNOWMOBILE/JETSKI4.250%GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!

Certificate Rates - Effective Wednesday, December 2, 2020
Certificate TermAPYMinimum Deposit
1 YEAR CD0.350%$1,000.00
2 YEAR CD0.450%$1,000.00
3 YEAR CD0.550%$1,000.00
4 YEAR CD0.550%$1,000.00
5 YEAR CD0.750%$1,000.00
1 YEAR IRA CD0.350%$1,000.00
2 YEAR IRA CD0.450%$1,000.00
3 YEAR IRA CD0.550%$1,000.00
4 YEAR IRA CD0.550%$1,000.00
5 YEAR IRA CD0.750%$1,000.00


The Orchard Park Branch will be closed Dec 2-4. Our William St branch is still open. Thank you for your understanding!