Bring Your Plans To Life

Use the equity in your home to finance renovations and repairs or pay off higher-interest credit and save with lower monthly payments. Fixed and variable rate options are available.

5 Home Improvements That Really Pay Off

According to the Remodeling 2017 Cost vs. Value Report (www.costvsvalue.com), the following rank among the top mid-range cost projects in the Buffalo/Niagara region in terms of the cost you’ll recoup.

• Manufactured stone veneer replacement siding. Maintenance free siding updates the look of your home. Cost recouped is a whopping 90%.
• Garage door. Replacing a garage door adds curb appeal and convenience, and you’ll recoup about 88% of your cost.
• New entry door. A new steel door instantly improves the exterior focal point of your home and pays back 80% of the cost.
• Minor kitchen remodel. Budget-friendly improvements like refacing cabinets, updating flooring and countertops can work wonders. Cost recouped can be 76%.
• Wooden deck. We Buffalonians love our outdoor time. A new deck gives you enjoyment, and you’ll recoup 64% of your investment.

Empire ONE offers low-cost Home Equity financing to help you bring your projects to life. Talk to us about ways you can Bank SMARTER and Live BETTER.

*Annual Percentage Rate. Rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Other rates, terms, fees or conditions may apply.