Home Equity Line of Credit


Bring Your Plans To Life

Use the equity in your home to finance renovations and repairs or pay off higher-interest credit and save with lower monthly payments. Fixed and variable rate options are available.

5 Home Improvements That Really Pay Off

According to the Remodeling 2017 Cost vs. Value Report (www.costvsvalue.com), the following rank among the top mid-range cost projects in the Buffalo/Niagara region in terms of the cost you’ll recoup.

  • Manufactured stone veneer replacement siding. Maintenance free siding updates the look of your home. Cost recouped is a whopping 90%.
  • Garage door. Replacing a garage door adds curb appeal and convenience, and you’ll recoup about 88% of your cost.
  • New entry door. A new steel door instantly improves the exterior focal point of your home and pays back 80% of the cost.
  • Minor kitchen remodel. Budget-friendly improvements like refacing cabinets, updating flooring and countertops can work wonders. Cost recouped can be 76%.
  • Wooden deck. We Buffalonians love our outdoor time. A new deck gives you enjoyment, and you’ll recoup 64% of your investment.

Empire ONE offers low-cost Home Equity financing to help you bring your projects to life. Talk to us about ways you can Bank SMARTER and Live BETTER.

*Annual Percentage Rate. Rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Other rates, terms, fees or conditions may apply.

After clicking Apply Now, select Secured Loan as the type of loan for which you would like to apply.