Lending to help you Live Better

Empire ONE FCU offers a wide variety of credit options to help you achieve your dreams, with rates that keep it affordable. Use our helpful loan calculator to estimate what your payments will be and how much you can afford to borrow. Then apply online or stop by any Empire ONE branch. We’ll give you a fast credit decision and our best rate, based on your credit history. Trust Empire ONE for:

• Auto/Vehicle Loans—Finance new or used vehicles; or refinance your higher-interest loan.
• Home Equity Line of Credit—Tap into your home’s existing equity.
• Personal Loans—We offer unsecured personal loans that help pay for wedding expenses, back to school costs, unplanned events, and other larger-than-normal expenses.
• Overdraft Protection—This revolving line of credit helps protect you from the cost and embarrassment of accidental overdrafts.
• Visa^® Credit Card—There is no annual fee and it allows you the ability to make everyday purchases at incredibly low interest rates.
• Boat Loans—Enjoy all that summer has to offer!