Empire ONE Auto Loans

Auto loan rates are coming down

With auto loan rates this low, you can save big on your monthly payments. Applying online is easy. Begin your online application by clicking or tapping on the button below. You can also visit us at one of our locations or call 716.854.2458.

Auto Loan
Rates As Low As

2.25%* APR

Not a member? No problem!

If you live, work, worship or attend school in Erie county, you qualify for Empire
ONE membership! Enjoy great benefits including:

  • Truly free checking
  • Great rates on loans
  • Online and mobile banking
  • Fee-free ATM access at thousands of locations world-wide

*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Other rates, terms or conditions may apply. Used vehicle financed at NADA Retail Book Value, plus taxes. Current Empire ONE FCU loans are not eligible for refinancing.


You can now pay your loan from another financial institution.Loan Pay